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Disclaimer: This website's sole mission is to explore, learn, and share. I DO NOT serve as a financial consultant. I only explore my curiosity and share my findings along the way. I am not being compensated for endorsing any cryptocurrencies, nor do I encourage our readers to invest in any particular cryptocurrency. These investment options might not be suitable for all investors. The content on this website includes my personal and speculative thoughts, opinions, hypotheses, charts, technical analysis (TA), insights, carefully chosen news sources, and price forecasts. The technical analysis provided on this website is entirely theoretical and DOES NOT GUARANTEE ANY PARTICULAR RESULT OR PROFIT. You should consult your financial advisor for advice.


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Check out pejmantheory's about page

Howdy, I'm Pejman, based in Seattle. I specialize in building and deploying CI/CD pipelines to AWS, utilizing Python Django, XGBoost, and MySQL. I explore the applications of machine learning to solve real-world challenges, such as optimizing workflows and enhancing decision-making processes. On 𝕏, I share insights on ML and engage in discussions about leveraging technology to tackle significant societal issues. After spending 15 years in New York, I recently relocated to Seattle to advance my software engineering career and establish a tech company.

 

Languages - Python, C++, JavaScript, Ruby, Mermaid, PlantUML, D2

Frameworks: Bleu.js, Rails, Node.js, Express.js, Sails.js

Libraries: D3.js, jQuery, Bootstrap, Foundation

Database: MySQL, PostgreSQL, MongoDB, Sequelize, Waterline

Other: AJAX, Heroku, Jupyter, Git/Github, Nginx, JSON, Swagger UI, PM2, cURL, REST APIs, Kaggle, Bcrypt Gulp, and always learning in C

Interests - Category theory, F-theory, E8 Lattice, M-theory and 11th dimension, NLP, GNN, Convolution, XGBoost, Zero-point energy, warp drives, Nuclear Energy, The hypothetical Kardashev scale, The holographic principle, biohacking, gaming, mechs, reading, writing, gardening, and the ocean.

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BOOK OF THE MONTH

Nudge: The Final Edition

Richard H. Thaler, Cass R. Sunstein

Publisher: ‎Yale University Press 

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Nudge: The Final Edition explores how small changes in the way choices are presented can significantly influence our behavior, often without us even realizing it. Grounded in behavioral economics and psychology, the book explains how humans are not always rational decision-makers and how simple “nudges” can guide better outcomes in areas like saving money, staying healthy, or protecting the planet. Thaler and Sunstein weave together real-world examples, from cafeteria layouts to retirement plans, to show how smart design can help people make choices that align with their own goals. This updated edition also tackles new challenges in the digital age, including data privacy and online decision-making, offering a fresh, practical take on how to empower individuals while preserving freedom of choice.

Archive​​

Top Index Funds 

SCHD - Schwab US Dividend Equity ETF $77.44 - Dividend Yield: 3.29%
VOO - Vanguard S&P 500 ETF: $487.12 - Dividend Yield: 1.65%
VOO with better total return but SCHD produces more dividends/income
VTI - Vanguard Total Stock Market ETF: $259.72
VT  - Vanguard Total World Stock ETF: $111.99
SPY - SPDR S&P 500 ETF Trust: $529.44
IVV - iShares Core S&P 500 ETF: $532.15

Top 10 Stocks/ETFs to hold Long-term

SCHD - Schwab U.S. Equity ETF: $28.21
IJR - iShares S&P500 ETF: $116.97
NVDA - NVIDIA Corporation: $134.43
ABBV - AbbVie Inc.: $202.08
AMZN - Amazon.com Inc.: $216.58
AAPL - Apple Inc.: $245.55
AVGO - Broadcom Inc.: $218.66
MSFT - Microsoft Corporation: $408.21

Top REITs

AMT - American Tower: $197.29
SPG - Simon Property Group: $141.96
DLR - Digital Realty Trust: $143.20
EQR - Equity Residential: $59.16
PLD - Prologis: $126.87
VNQ - Vanguard US Real Estate: $92.55

Companies to grow 100 percent over the next decade

RBLX - Roblox: $40.50
KRNT - Kornit: $16.16
RKLB - Rocket Lab USA: $23.55
PFE  - Pfizer: $27.48
PLTR - Palantir Technologies: $16.40
DOCU - DocuSign: $62.62
ROVR - Rover: $10.92

Dividends to cherish forever

AAPL - Apple: $245.55
MSFT - Microsoft: $408.21
O    - Realty Income: $55.16
JNJ  - Johnson & Johnson: $162.30
MCD  - McDonald's: $304.81
HD   - Home Depot: $385.30
PG   - Procter & Gamble: $170.23
JPM  - JPMorgan Chase: $264.24

Weekly Dividends

CWEN - Clearway Energy: $24.63
MATV - Mativ: $13.02
AVGO - Broadcom: $1,203.99
IRM  - Iron Mountain: $67.56
T    - AT&T: $17.25
NWL  - Newell Brands: $8.72
VNO  - Vornado Realty Trust: $28.92
NEM  - Newmont: $34.24
KMI  - Kinder Morgan: $26.90

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ⓒ 2025 Pejmantheory. 
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